Highway Safety Statistics; This link provides you with up to date information on safety issues as well as information about vehicle safety ratings, research statistics, laws and regulations, news releases and current news reports. more info...
Auto Recalls; At this link you’ll find information from the National Highway Traffic Safety Administration’s available Database Files. Each search engine displays a brief description of what it does. more info...
Statewide Insurance requirements; At this link you will find lemon laws, drivers license, registration, title information and insurance requirements. more info...
Insurance Company Ratings: This link provides the consumer with insurance information as well as access to current auto news, events, auto ratings and analysis, news research as well as products and services. more info...
Insurance Information; Links to information about Auto Insurance as well as Life, Home Business, Travel, Health, Disability and Long Term Care Insurance. more info...
Standard & Poors; This site provides the consumer with access to information about the financial strength ratings of insurance companies, plus detailed financial Insurer Profiles on nearly 4,000 companies. more info...
Insurance News Network; Links to a key provider of insurance industry information, with a goal of keeping insurance professionals current on critical, need-to-know industry news. Helping industry professionals to make better, faster and more informed decisions. more info...
Auto Insurance - Car & Truck Insurance Coverage
Search
InsPolicy.com provides car insurance quotes in all states throughout the U.S. Getting an insurance quote is FAST and FREE! Receive multiple quotes from the carriers you select. In addition, you can even be reminded of important dates, such as your policy renewals. In addition to free auto insurance quotes, search our site for informative insurance information.
Getting the most for your money…
The best way a consumer can be assured of getting the most for their money is to comparison Shop!
At Ins-Policy you have the ability to compare the rates of different companies, as prices can vary considerably. However, keep in mind that "you get what you pay for." Don't just look at the premium! Carefully review and compare all quotations to determine if the coverages, deductibles, and limits are similar to each other.
Even if you like to shop, insurance is probably not your favorite thing to shop for. Sometimes, the thought of calling an insurance agent or broker and sitting through a session of deductibles, exclusions, riders, or other insurance terminology can be frustrating and mind-boggling.
Add to that the fact that, insurance protection is an intangible benefit. Whether it's property damage (home or auto), injury, illness, or death, you usually don't collect on your investment until disaster strikes. While most of us consider insurance necessary, it is not always fully understood, as a result, consumers often buy insurance without adequately planning or even understanding what the marketplace has to offer.
Here are some common sense tips to help you successfully complete your insurance transaction through care, planning, and effective participation in the sales process:
First Decide What You Want to Buy
List the points that are important to you in buying insurance, such as coverage and price. Find out what insurance products are available. For example, auto insurance can include liability, collision, comprehensive, uninsured motorist coverage, and medical payments. Not everyone wants or needs other types of coverage.
Consider the amount of insurance you will need. For property insurance, replacement cost is a good benchmark to use. In liability insurance, which covers legal responsibility for specified causes of loss, the amount needed is more difficult to determine because of the unknown nature of potential liability losses.
Determine your price range. The insurance you want may be more expensive than your projection. By shopping online at Ins-Policy you can find significant price variations. You might even be able to achieve your price range by making adjustments in the coverage you buy. Most policies have maximum limits, deductibles, and optional coverages, changing these also effects the cost.
Keep copies of everything you sign. Keep your insurance policy, receipts and canceled checks in a safe place for the duration of the policy as proof of payment.
Review the Policy as Soon as You Receive It
Carefully read your insurance policy make sure all coverages mentioned in the proposal are covered in the policy. If you do not take the time to read through your policy you could find out later that the policy does not cover what you thought it did.
