Highway Safety Statistics; This link provides you with up to date information on safety issues as well as information about vehicle safety ratings, research statistics, laws and regulations, news releases and current news reports. more info...
Auto Recalls; At this link you’ll find information from the National Highway Traffic Safety Administration’s available Database Files. Each search engine displays a brief description of what it does. more info...
Statewide Insurance requirements; At this link you will find lemon laws, drivers license, registration, title information and insurance requirements. more info...
Insurance Company Ratings: This link provides the consumer with insurance information as well as access to current auto news, events, auto ratings and analysis, news research as well as products and services. more info...
Insurance Information; Links to information about Auto Insurance as well as Life, Home Business, Travel, Health, Disability and Long Term Care Insurance. more info...
Standard & Poors; This site provides the consumer with access to information about the financial strength ratings of insurance companies, plus detailed financial Insurer Profiles on nearly 4,000 companies. more info...
Insurance News Network; Links to a key provider of insurance industry information, with a goal of keeping insurance professionals current on critical, need-to-know industry news. Helping industry professionals to make better, faster and more informed decisions. more info...
Long Term Care Insurance Shopping Tips
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InsPolicy.com provides long term insurance quotes in all states throughout the U.S. Getting an insurance quote is FAST and FREE! Receive multiple quotes from the carriers you select. In addition, you can even be reminded of important dates, such as your policy renewals. In addition to free long term insurance quotes, search our site for informative insurance information.
Buy a long term care policy long before you expect to need benefits.
The older you are when you buy a long term care policy, the higher
your premium will be. Medical conditions can also arise as you
get older and will also increase your premiums.
Compare many policies. Policies and services differ between
long term care insurance companies. Compare the different coverages
and costs.
Make sure the agent or company selling you the long term care
insurance is licensed in your state. Usually you can check with
your state’s Insurance Department. Don’t become a
victim of insurance fraud.
Check the long term care insurance company ratings and financial
stability. Go online at an insurance rating company for fast and
easy service. State department of insurance may also keep records
of compliant ratios.
Check and understand the long term care insurance benefits and
exclusions before you buy a policy. Ask questions if you need
clarification or have an advisor view the policy.
Never pay with cash. Pay by check or money order. Make checks
payable to the long term care insurance company and not the agent.
Take your time. Don’t feel pressured to buy a policy.
Review your policy within the free-look period. Most states
have a certain period of time in which you can change your mind.
You can cancel the policy and request a refund within this period.
Check with your state insurance department to find out how long
the free-look period is in your state.
Never sign a blank application. Answer all questions truthfully.
Long term care insurance companies can deny a claim or cancel
a policy if the application is incomplete or inaccurate.
If you are changing long term care policies, receive and review
the new policy before canceling the current policy.
